Do you know where your savings
end begin?
Use only your voice to enter your expenses or income. Kakebo AI takes care of the rest — automatically.
Being able to record your expenses just seconds after making them is the key to staying consistent and successfully managing your finances.
Invented by Mokoto Hani, the kakebo is an expense diary that helps you keep track of income and expenses daily. Millions of users fill out their kakebo every day.
Just like in the traditional Japanese kakebo, 4 categories are enough: survival, optional, culture and extra.
Think of the kakebo as a diary where every day you can see all your expenses and income, divided by subcategories.
Have you tried countless times to manage your home accounting, but gave up after a short time? Don't worry, we've all been there! That's why we created Kakebo AI.
Being able to enter expenses using only your voice helps you stay consistent and not miss anything.
Being aware of your finances is important. You might discover you can afford that trip you always wanted!
As you use the kakebo, you become aware of your habits — and they're not all necessarily good ones!
Knowing you can go to a restaurant without worries helps you live more peacefully.
If you don't know where you're spending your money, it's hard to understand how to save. Thanks to artificial intelligence, expense categorization is done automatically and you always have an eye on how much you've spent and where.
Categories and subcategories are managed automatically by artificial intelligence.
Every month you can set a budget to help you save. You can adjust it every month based on your situation.
Don't waste time typing, just use your voice
Thanks to AI, expense categorization is a breeze
Can't speak? No problem, you can always enter everything manually
Simple charts give you a global view of your expenses
No bank account needed - Because privacy matters
Level up to encourage your consistency
Share your kakebo with your family members
Saving with style matters
Choose the avatar that represents you best
Find your past expenses effortlessly
Thousands of people have already transformed the way they manage their finances.
"Super convenient and lightning fast to use. Entering all expenses with voice instead of typing makes all the difference! Top!"
"Excellent application, I use it to manage my family expenses and those of my son."
"I've been using this app for a few months and it has become an essential tool to keep our finances, savings and expenses under control."
"Great for tracking expenses, convenient and fast voice input. Exactly what I was looking for!"
Download Kakebo AI now and start saving. All you need is your voice (and a little consistency)!
Kakebo AI is free! But if you want a more personalized experience or share your kakebo, then the Premium plan is for you.
Everything you need to know about Kakebo AI, the Kakebo method, and how to start saving.
Kakebo is the traditional Japanese method of household budgeting. It involves recording daily income and expenses across four key categories (survival, optional, culture, and extra), helping you reflect on your habits to save up to 35% of your budget.
Kakebo AI is the first personal finance application that combines the Japanese Kakebo philosophy with artificial intelligence and voice commands. It allows you to track expenses and income simply by talking to your phone, without needing complex spreadsheets or paper diaries.
Simply tap the microphone button in the app and speak your expense naturally, for example: "I spent 15 dollars on a pizza with friends". The AI will recognize the amount, the description, and automatically assign the expense to the correct category.
No. To ensure maximum privacy and security, Kakebo AI does not require or perform any connection to your bank accounts or credit cards. All transactions are logged independently via voice or manual entry.
Yes, privacy is our top priority. Kakebo AI does not sell or share your financial data with third parties. Since there is no bank connection, your personal data remains secure and under your exclusive control.
The app uses the four classic Japanese Kakebo categories: Survival (essential expenses like food and rent), Optional (fun, shopping, and outings), Culture (books, courses, and museums), and Extra (unexpected costs or gifts).
Yes. If you are in a quiet or crowded place, Kakebo AI allows you to log expenses and income manually at any time using a quick and intuitive numeric keypad.
Yes. With the Premium version of Kakebo AI, you can share your expense diary. This allows partners or family members to log expenses to the same Kakebo in real time, simplifying joint household budget management.
The app is free to download and includes all core features, including unlimited voice entry, AI categorization, and basic reports. A yearly Premium plan is available for those who want extra features like family sharing or custom themes.
Kakebo AI uses an advanced natural language processing (NLP) model. When you enter an expense by voice or text, the algorithm analyzes the context of the text (e.g., "supermarket", "cinema", "gas") and instantly maps it to the correct category.
